American Collectors Insurance provides an extensive line of auto and jewelry insurance products. American Collectors Insurance is America s leading supplier of specialty insurance for antique collectors. They provide affordable, accepted value coverage not only for automobiles makes and models of vintage collector vehicles, but a range of other more valuable collectibles as well. In addition to specializing in auto insurance, American Collectors Insurance also offers collision, comprehensive, uninsured and underinsured motorist, renters and boat policies. This enables Collectors to make the most of their insurance while maintaining peace of mind at the same time.
With more than 225 years of experience, American Collectors Insurance knows all about classic cars and antique collector's jewelry. They specialize in helping people who collect classic cars, restoration projects, custom automobiles, and older antiques, maintain their investments, increase wealth, or even make a profit. As one of the largest insurance providers in the world, they can provide coverage and service that one may need with a specialty carrier. They provide policies for all types of collectors vehicles whether they are autos or jewelry. The goal of American Collectors Insurance, Inc., is to provide the customer with the best protection available for any collector. Whether a collector needs automobile, boat, or jewelry coverage, they can find a policy that will fit their needs.
Many classic car enthusiasts spend countless hours restoring and otherwise working on their classic cars. They invest many hours of time and money into their collection and are dedicated to making their collection the best it can be. Because so much time and effort go into the care and upkeep of a classic car, many times, the collection can become an actual investment. Because of this, if a collector were to suffer a loss or accident with their vehicle, it would be extremely difficult or even impossible to recoup those losses from a traditional insurance policy.
Many insurance companies realize the unique collectible nature of antique collector cars, and so they specifically offer policies for these types of vehicles. The policies offered by American Collectors Insurance, Inc. cover a wide range of topics including, but not limited to, collision damage, comprehensive coverage, uninsured/underinsured motorists coverage, underinsured/undetected motorists coverage, thefts, and accidental/unintentional damage. Some of these policies also cover vintage and classic cars as well. They can be tailored to meet the needs of the collector, and they often have a level of personalized service that some other insurance companies do not. If you are a classic car enthusiast, you may want to look into purchasing your own policy from American Collectors Insurance, Inc.
Many times, the true value of a classic car may not be what the owner initially thought it was. It may have decreased significantly during the past few years or it may have increased many folds, but the value is definitely lower than what it was at the time of purchase. If this is the case for you, then you should consider purchasing an American collector car insurance policy. You would be able to add up the current value of your vehicle and then adjust the deductibles on your policy accordingly. By doing this, you can ensure that you get back the amount of coverage you want, even if the current market value of your vehicle has dropped dramatically.
Not all collectible or classic cars are valuable in the same way. There are many factors that go into determining the value of a specific car or piece of art. These include rarity, age, appearance, condition, and originality. Collecting and insuring your classic cars does not mean that you should settle for second best. There are many reputable and experienced American collector car insurance companies who specialize in insuring these types of vehicles, so you would not have to worry about getting stuck with a policy that does not provide the coverage that you desire.
American collector car insurance companies often work with car dealerships in order to provide their customers with the best available coverage options. When you decide to purchase a policy from one of these companies, you will be covered no matter what happens to your American collector vehicles. You will also be covered if they are stolen or damaged due to fire or any other reason. Many of these specialty insurance companies will also insure your classic car if you are a professional driver with an excellent driving record. This type of coverage can help you protect your investment from becoming another one of the millions of cars that are damaged or destroyed each year.
In most cases, an American collector car enthusiasts' policy will provide coverage for a wide variety of different events that can occur during the course of ownership. Most policies will specify that they will cover your classic car if it is damaged or stolen from you, but they may also include coverage for accidental damage that may occur as a result of an accident or flood. Some policies will also provide you with peace of mind by offering nationwide coverage and 24-hour emergency assistance. In the event of an emergency such as a flood or a major accident, many companies will offer to tow your classic car to a repair shop so that it can be restored to its pre-loss condition. If you belong to a club, you may even be eligible for rental replacement.