The following information pertains to Atlantic Casualty Insurance Company (ACAIC), its parent corporation. If you are interested in purchasing insurance that covers your home and/or auto, you should be directed to the Annual Percentage Rate (APR) price list for the state in which you live. For further information, you should contact each of the companies that your coverage might be associated with.
The Atlantic insurance company, formerly known as the American Automobile Association, is one of the largest life and health insurance providers in the country. Its portfolio includes automobile and senior add-on policies. For a long time, the Atlantic casualty provided low premiums and an affordable option to old age groups.
There was a time when every American driving a car was required to have a minimum amount of liability insurance. This minimum requirement usually equated to at least three times the actual worth of your car. This meant that if you were involved in a collision with another vehicle, the other driver had the right to sue you for damages to their automobile. In the past, all insurance companies and brokers were not equal to the task of getting you to purchase a minimum amount of protection. Only the Atlantic collision had agents who could get you the lowest possible rates on your medical and collision policy.
The company's primary goal has always been to secure you the best possible rate on the highest quality policies. This means you will be working with agents who understand how to sell medical and collision policies. You will also be working with people who understand the complexities of health care claims and contracts. They will keep you informed and help you understand what is expected of you in terms of premiums, deductibles, exclusions, etc. Your agent should constantly be available to answer your questions, so you don't get discouraged while shopping for an affordable policy.
You can expect your agent to fully review your medical policy, make sure you understand every word and phrase in the contract, and prepare you for any events that might arise that may change the conditions under which your policy is held. Your agent will also work to get you the absolute lowest rate on your insurance policy. This means that no matter what you need coverage for, or what happens after you purchase a policy, the insurance company will do everything possible to ensure you are completely satisfied with your decision. They will also ensure that your claim is settled quickly, which can often mean the difference between you having the money you need to repair your car or losing it.
In the event that the Atlantic insurance company's agents do not do their job as well as you would like them to, you can file a complaint with the state board of insurance. This board keeps records on all complaints that are filed against insurance companies, so if you feel you have been mistreated by a certain insurance company, you can report the problem. If the Atlantic company does not fix the problem, they could be forced to give you a bad rating, which means your car insurance would cost more. However, if they fix the problem quickly and legitimately, your rating will go up.
Many car dealerships offer coverage for Atlantic insurance, but you should still carefully review the coverage and conditions before you purchase a policy from any dealership. You should also ask friends and family who may drive, live near, or work nearby if they would recommend a good insurance company. Your best bet is to visit the insurance company yourself to see how much coverage you get and what kinds of terms and conditions you will be expected to abide by. If you are uncomfortable about any part of the arrangement, you should consider shopping for a different policy or using a different insurance company altogether.
Once you have chosen the right insurance company, you need to always make sure you know what kinds of policies they offer and what parts of the state you will be covered in. While it might seem overwhelming to think about all the different details that are involved with insuring your auto, it will help you greatly if you can at least narrow down the field by knowing your own coverage needs. Choosing the right Atlantic casualty insurance company is essential to getting the right amounts of insurance and to protecting your assets.